Specializing in San Diego Mortgages, California Home Loans, California Bad Credit Refinances, San Diego Home Purchases, San Diego Debt Consolidation, San Diego Bad Credit Refinances, San Diego Mortgage Advice.

San Diego Mortgage Expert Reveals... "Insider Secrets" the Big Banks, Credit Card Companies and Other High Rate Lenders Do NOT Want You To Know...and Pray You Never Find Out!

Learn How To Avoid Paying Tens of Thousands of $$$$$ in Interest, Fees, Closing Costs, etc... 100% LEGALLY!

Hi Neighbor!

My name is Brian Daly. I want to thank you for taking the time to visit my website, where I guarantee you'll find plenty of helpful information to assist you in purchasing your new San Diego home, refinancing your current mortgage, or obtaining a new home equity loan.

Also, I want to take a little space here to tell you about a very cool message I have recorded for you, available on my Free Information Hotline at 1.800.784.3024 ext. 777. In this recording, I describe all of the most common, but costly mistake San Diego homeowners make when purchasing a new home, restructuring their current mortgage, or obtaining a new home equity loan, and what you can do to avoid them. This message is available to you 24 hours a day, 7 days a week at 1.800.784.3024 ext. 777.

Heroic Financial Services specializes in obtaining low rate mortgages for people with bankruptcies or other credit issues. My firm, Heroic Financial Services, serves San Diego County, and all the surrounding areas. Here is a quick example of the level of service and commitment I will show if you decide to work with me...


Ana and her family had lived in the same beautiful Santa Barbara coastal home for over 25 years...but her parent's ran into some financial problems that threatened to take this away from them. Ana, who was helping her parents in the effort to save their long-time family residence, got my information from the internet. We worked together for a while, and became good friends over the process. In the end, we were able to save their home from foreclosure, and got an additional $35,000 cash out to take care of other debts and increase their cash reserves as a safety measure. Click the audio below to hear what Ana had to say about the transaction...




     Ana on the left, with her three daughters

Ana Cubilla Khamo - Santa Barbara, California

If, like millions of other Americans, your bills are piling up and you want to learn how to slash your overall payments by hundreds, maybe even thousands of dollars, you should check out our Free Reports...Escape the Debt Rat Race or 9 Dirty Little Secrets the Credit Card Companies Hope You Never Find Out.

If you want the inside scoop on how to buy a home with no money down...even if you've had a bankruptcy, foreclosure or other credit challenge, you owe it to yourself to read Stop Renting and Own a Home of Your Own, and How to Own a Home With Low Interest Payments and No Money Down Regardless of Credit Issues. All these reports, and a bunch more, are available for your benefit on the left side of this screen.

If you have any questions, or if you find that any of this information can be applied to and directly benefit your current situation, then please do not hesitate to contact me at my San Diego location for assistance. Contact me directly at............

619.888.4376

or

brian@heroicfinancial.com

See, I'm proud of this site. The info on this site could save you tens of thousands of dollars...literally!!There isn't anything else like it around. We've got plenty of helpful, valuable, free information unavailable anywhere else...and it's constantly being updated.

FREE Home Buying Guide Reveals Insider Tips Other Mortgage Brokers Don't Want You To Know...

Purchasing a home is most likely the largest financial transaction of your life. Unfortunately, most people enter into this transaction blindly and make mistakes that may cost them tens of thousands of dollars over the lifetime of their loan.

Although sharing these secrets may not make me popular with the other California mortgage lenders, I am more concerned that you have all the information you need to make an informed decision when shopping for a mortgage. So, I have created a free guide that contains extremely valuable information designed to help you avoid costly mistakes when navigating the mortgage loan process.

To receive this free guide and other home buying tips, simply fill out the fields below and I will send you your first insider secret by email immediately.
There is no obligation and your e-mail privacy is safe with us.

If you're planning to buy your next home in San Diego, your first home, that dream home, a condo, vacation home, investment property or looking to refinance in California or the surrounding areas, you will find that this site is a complete resource full of insider secrets that will allow you to choose the loan program best suited to your financial needs.

I make it fast and easy for all kinds of people-including first-time homebuyers, small business owners, and homebuyers with perfect or less-than-perfect credit to get the home loan you need for the home you want.

Make sure you register to receive my Free Homebuying Guide and Insider Mortgage Reports, browse my Resources section, fill-out a FREE No-Obligation Secure Online Loan Application, or call me at my San Diego, California office at 619.888.4376. I am here to help you with all your purchase, mortgage, and home equity needs.

Got a Quick Question You Want Answered Today?

Click the "Ask A Question" button below to send us a message by email or feel free to call my La Mesa, California office at 619.888.4376.

Before you leave, make sure you review the California Home Buying Resources, Insider Reports and  Mortgage Calculators. All are designed to help guide you through the home buying process so you avoid making costly mistakes.

P.S. I have been doing this for years. I have helped over a hundred families make the most informed financing decisions. I have seen it all, so I know how to handle every situation...you will only get the most straight-forward and honest facts when you work with me.

P.P.S. Remember to listen to my free recorded message in which I describe all of the most common, but costly mistake homeowners make when purchasing a new home, restructuring their current mortgage, or obtaining a new home equity loan, and what you can do to avoid them. This message is available to you 24 hours a day, 7 days a week at 1.800.784.3024 ext. 777. This is completely free to you, and the information I share with you in this message is PRICELESS! - 1.800.784.3024 ext. 777.

P.P.P.S. Check out my past client testimonials on the right hand side, or in the "What Others Say" section. You will see that they were all excited about the results I provided them during their home loan financing, and loved the experience...This is what I want to do for YOU. Please call me at 619.888.4376 to schedule a consultation to discuss your mortgage options.

P.P.P.P.S. Click the banner at the bottom of the page to find out more about why you need to work with a Mortgage Planner Certified by the CMPS Institute...You will see that I have been educated, trained, and tested in advanced financial and tax planning strategies and practical applications of those strategies in conjunction with your mortgage...in addition to being held to a STRICT code of ethics and responsible lending practices. This ensures that I am always working for YOUR best interest!!!

P.P.P.P.P.S. Call me, Brian Daly, directly at 619.888.4376, or fill out my Secure Online Application to get started today on new mortgage or equity loan financing. I am looking forward to speaking with you!

P.P.P.P.P.P.S. You can feel safe that I follow through with what I promise - Check out my No B.S., No Weasel Clause Closing Cost Guarantee - I will give you $500 dollars (or donate $500 in your name to the charity of your choice), if the final closing costs for your loan are more than $300 above the closing costs listed on the Good Faith Estimate I provide you. Call me at 619.888.4376 to find out more!

California Mortgage & Real Estate News

 
Brian Daly

Brian with his dog, Trooper
(He really isn't as evil as he looks in this picture)

Contact Brian at
619.888.4376


(Click The Play Arrow For A
Special Message From Brian)

24 Hour Free Audio Message:
1.800.784.3024 ext. 777
Common Mistakes and How To Protect Yourself - The Information Your Bank Will Never Tell You:


Pre-Qualify Now


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Neelopher and her family bought their first California home after moving here from Georgia a few years ago. She found me on the internet, and of course was skeptical at first...but it didn't take long until we formed a close friendship. I had a blast working with Neelopher, and she felt the same way. Click the "Play" button above to hear what she had to say about her experience working with me and my team.

Neelopher Michael - Santa Clarita, CA

Brian was helpful and prompt in answering all of our  questions. We feel he found us the best loan  possible, and wouldnt hesitate to use his services again. We highly recommend Brian to anyone seeking an honest and dependable loan officer.

Nik H. And Lee S. - San Diego, California
I realized that I was not going to be able to keep up with my house payments and Chapter 13 payments for much longer. When I spoke to Brian he explained everything to me and showed me that he really cared. He did what  he said he'd do and got us $43,635 cash out while lowering our overall payments! Brian is a true expert in bankruptcy mortgages. I carry his cards around with me to recommend him to everyone I know in a similar situation.

 Paul F. - El Cajon, California

Having a Bankruptcy is a stressful thing. Brian was able to get us out of it quick, lower our payments and get us $68,835 cash. He's very professional and sharp and he delivered what he promised!

Cheryl and Robert S. - San Diego, California
J.D. Power and Associates 2005 Home Mortgage Survey: Those who said they used a broker tended to be substantially more satisfied with the broker personnel they spoke with than those customers who interfaced directly with the lender's personnel. "Brokers appear to perform significantly better in meeting customer expectations. Brokers are perhaps more dependent on customer referrals than the direct lenders. As a result, brokers may be more in tune with the cause and effect of customer satisfaction and advocacy," said Jeremy Bowler, director of the finance and insurance practice at J.D. Power and Associates."

J.D. Power and Associates
"Brian helped me out of a very rough time in my life, and put together a plan which saved my home of 30 years from foreclosure. I had injured myself and therefore I couldn't work...on top of that a family member had stolen the money I had saved which I needed to make my payments on time. I fell behind on my mortgage and the lender started the foreclosure process. Needless to say this started a BARRAGE of calls from lenders, loan officers and investors...all of whom just seemed to want to make a quick dollar at my expense. Brian was the exception. I had called him on my friend's advice and he did not let me down. I already had a loan in place with another company, but Brian was still there every time I needed him to give advice and answer questions, even though I wasn't doing the loan through him! The loan with the other company fell out, so of course, I immediately ran to Brian's aid. He structured a plan which no one else thought of, and 18 days later we had the money to bring my loan current, and he got me $28,454 cash in my hand to help weather any more rough times. Brian is still helping me get my finances back on track, even after my loan closed! He truly cares about people! I recommend Brian to ANYONE seeking an honest and knowledgeable professional. He was my knight in shining armor. Thank you Brian!!!"

Connie M. - Fresno, California
"I had to write to you to let you know how impressed I was with the manner in which you handled the Moreno transaction.  I work with a variety of lenders in my position and my experience working with you and your office was definitely an efficient and friendly one.  In my experience, when lenders and escrow from different parts of the state work together to close a transaction there tends to be some problems due to the differences in local procedures.  It was wonderful to find that while the differences did exist, they did not lead to any delays or issues.  This is surely due to the professional manner in which you conduct your business. It would be my honor to work with you and your team in the future.

Tiffany Schouten - Escrow Officer for Chicago Title - Dixon, CA

Brian and his team were GREAT! They made the process easy, and closed our loan fast! We couldn't believe how smooth the transaction went. He helped us get out of our adjustable rate loan before our first payment increase, and at the same time, he lowered our monthly payment and per his advice, we consolidated our credit card and car debt into our new loan. Not only is our mortgage payment lower, our entire household debt load dropped dramatically AND our tax obligations is going to drop. Our only regret is that we didn't find Brian and Heroic Financial sooner! Thank you Brian.

Scott and Christina D. - Benicia, California
"Thank you Brian and team! You got me the information I was looking for, faster than I ever expected it...and the information was always 100% honest and correct.

There was never any fluff or B.S. behind it...just hard facts. That quality of service is hard to find real estate...especially the mortgage business.

You are the most honest mortgage broker I have ever spoken with. I can tell you are dedicated to what you do, and always doing it better, and that is to be admired. I am very happy with our new home and mortgage.

Brian, you will be my mortgage broker for a very long time to come, and I will recommend you every time the topic comes up. Thank you again."

James Avery - Dixon, California
"Talk about knowing how to do tough loans. Brian and his team have the knowledge down. Best in their business to say the least.

I had a real tough loan and not much time to get it done...the seller was really pushing to move quickly.

The pressure was mounting on me and just as I was about to give up, Brian was like a ray a sunshine in a 6 month storm with no sun. He quickly took control of the situation and in no time I was in my new home and living the dream! Go with Brian and his team. They are the BEST!

Keith - San Diego, California