The Insider Scoop on How To Shop For a Mortgage the RIGHT Way.

The idea behind this strategy is to make sure you are working with an experienced and professional loan officer.  The structuring or restructuring of your mortgage is the largest financial transaction you will most likely make until you have to do it again; therefore it is far too important to place into the hands of someone who is not capable of advising you properly or protecting you from the problems that may arise along the way. As long as you can find a competent, knowledgeable, and honest professional, you will discover that the perfect rate and program you were looking for, if not better, is available to you. Now, you may be asking, how can you tell if you are working with the right person? 

To answer this, I am going to give you five simple questions that your mortgage professional MUST be able to answer correctly.  If they don’t know these answers…run…don’t walk… RUN!!!…to a mortgage professional that does.

1) What are mortgage interest rates based on?  (The only correct answer is ...

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